Brett Scott is right, we do need a less concentrated, more decentralized and diverse monetary system.

Bernard Lietaer explains this need for more resilience brilliantly. (and has a nice loop with Scots first layer :) https://www.youtube.com/watch?v=PiY3s2OglV4

But knowing and doing are still two different things. It's not easy to implement. We have been member of Uniteds (www.unitedeconomy.nl linked to www.socialtrade.org) for 2 years now but we still have to make our first transaction.